economy and tax policy. >> hi, everybody. it's now been four years since the crisis that began on wall street spread to main street. hammering middle class families and ultimately costing our economy 9 million jobs. since then we fought our way back. our businesses added more than 5 million new jobs. unemployment rate has fallen to the lowest level since i took office. home values are rising again and our assembly lines are humming once more. to make sure america never goes through a crisis like that again we passed tough new wall street reform to end taxpayer-funded bailouts for good. wall street reform also created the first of ever independent consumer watchdog whose sole job is look out for you. that is making sure you have all of the information you need to make important financial decisions like buying a home or paying for college and it means going after anyone who tries to take advantage of you or you off. starting this month, that includes the folks who come up with your credit score. if you have not checked out your